Build and operate payment systems, wallet infrastructure, and financial workflows
through platforms connected with licensed banking partners.
15+
Active Clients
50M+
Transactions Monthly
99.9%
Uptime SLA
8–12 Weeks
Average Go Live
Karsaaz Solutions works with financial institutions and fintech companies to build secure and scalable digital financial platforms. We focus on structured architecture, secure integrations, and governance-aware delivery to support stable operations within regulated environments.
To support financial institutions and fintech organisations with secure, modern, and scalable digital platforms that strengthen operational workflows and enable responsible financial innovation. We focus on building systems aligned with real-world processes and long-term objectives.
To be a trusted fintech technology partner for organisations navigating digital financial transformation. We aim to deliver adaptable, integration-ready platforms that evolve alongside regulatory requirements, transaction growth, and market changes.
A PCI-DSS-compliant payment processing infrastructure that securely routes online and in-app transactions between merchants, acquiring banks, and card networks. Supports local and international payment methods, tokenisation, 3D Secure authentication, d
A multi-currency, multi-wallet digital payment platform enabling users to store, send, receive, and manage funds electronically. Supports P2P transfers, QR-code payments, top-ups via bank or card, and real-time balance management, all secured by end-to
Digital onboarding and KYC platform with NADRA eKYC integration, biometric verification, liveness detection, and AML screening. Designed for banks and fintechs operating under SBP requirements.
We build secure, scalable fintech platforms for wallets, payments, lending, and banking engineered for regulated environments in Pakistan.
We design and run cloud, on-premise, and hybrid infrastructure for fintech platforms that need to stay always-on.
We test fintech platforms for transaction accuracy, security, performance, and compliance so you can launch with confidence.
Skilled fintech engineers, security experts, QA professionals, and DevOps specialists — ready to integrate with your team and deliver.
Continuous support for fintech platforms after launch maintenance, feature releases, integration updates, and compliance.
We protect fintech platforms with security testing, audit readiness, and compliance aligned with SBP, PCI DSS, and ISO 27001.
Everything you need to launch, scale, and stay ahead is built into one powerful platform.
Built for the demands of regulated financial environments.
Level 1 compliant card data environment.
Information security management system aligned.
BPRD, PRISM, and EIFD regulatory framework alignment.
End-to-end encryption at rest and in transit.
Karsaaz Solutions designs and develops secure, scalable fintech platforms for regulated environments in Pakistan. Our approach combines structured system architecture, integration-ready engineering, and compliance-aware delivery.
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Existing connections with Raast, 1Link, NIFT, and partner banks mean no custom integration work required from your team.
Security and compliance are built into the architecture from day one, not added as a layer after the fact.
Define your own routing logic by merchant category, transaction type, or bank for full control over payment flows.
Adjust fraud scoring thresholds, block lists, and velocity rules to match your specific risk appetite and merchant mix.
Real-time fraud scoring and intelligent routing improve transaction approval rates across all channels.
End-to-end lending platforms with agent banking and field operations for inclusive financial services across Pakistan.
SBP tier-compliant wallet platforms, digital onboarding, and payment rails for next-generation electronic money institutions.
Payment gateway, merchant onboarding, and checkout integrations that turn carts into completed sales across online channels.
Premium collection, claims processing, and customer engagement tools built for conventional insurance and Takaful operators.
Karsaaz Solutions facilitates live technology integrations with licensed banking and payment partners across Pakistan, enabling real payment and disbursement workflows. All regulated settlement and processing functions are performed by the respective licensed institutions.
